JOBS Act Impact on Community Banks
By Jack J. Gravelle The U.S. House of Representatives, by a vote of 380 to 41, has passed the Jumpstart Our Business Startups Act, or JOBS Act [link to House Bill], in the form previously approved by...
View ArticleSEC Guidance for JOBS Act
By Jack J. Gravelle Bankers and financial institution executives should note that the Securities and Exchange Commission has released guidance and other information regarding the Jumpstart Our Business...
View ArticleDodd-Frank Act Anniversary
By Grant Stephenson In July the second anniversary of the signing of the Dodd-Frank Act passed, giving community bankers an opportunity to consider where things stand. For some banking institutions,...
View ArticleOhio Financial Institutions Tax – Draft Regulations
By Mark A. Snider The Ohio Department of Taxation recently released draft administrative regulations (the “Regulations”) designed to implement the new Ohio financial institutions tax. The new tax takes...
View ArticleIntellectual Property and Banking – The Complications of Distinguishing Your...
By Melissa Barnett Expansion of Banking: What happens when First National Bank is no longer First? Ask any community banker and she will tell you that bank name disputes are on the rise. The Third...
View ArticlePersonal Liability, Bank Directors and the Business Judgment Rule
By Grant Stephenson Last April, a trade association for bank directors, the American Association of Bank Directors reported the results of a survey designed to measure the impact of concerns about...
View ArticleFDIC Guidance on Agricultural Credits
At a time of relative affluence in the farming industry, the FDIC has issued a warning on a need for monitoring agricultural credits. FIL-39-2014 (July 16, 2014) suggests that banking institutions of...
View ArticleVolcker Alliance Report Ignores Community Banks (For The Most Part)
By Grant Stephenson There is much to like in the recently released report of the Volcker Alliance. Unfortunately, however, there is little discussion of those banking institutions commonly referred to...
View ArticleChanges to Ohio Banking Law
By Grant Stephenson Last year, the Ohio Legislature made a number of important changes to Ohio’s statutory banking code. These are the first comprehensive changes in more than twenty years. Most of...
View ArticleWhy You May Want To Do Business Under Ohio’s 2018 Banking Law
By Grant Stephenson Let’s say your client is a bank based outside of Ohio, and suppose further your client wants to set up a banking business in Ohio. Most of the time a merger transaction will result...
View ArticleOhio Financial Institutions Tax – Draft Regulations
By Porter Wright The Ohio Department of Taxation recently released draft administrative regulations (the “Regulations”) designed to implement the new Ohio financial institutions tax. The new tax takes...
View ArticleIntellectual Property and Banking – The Complications of Distinguishing Your...
By Porter Wright Expansion of Banking: What happens when First National Bank is no longer First? Ask any community banker and she will tell you that bank name disputes are on the rise. The Third...
View ArticlePersonal Liability, Bank Directors and the Business Judgment Rule
By Porter Wright Last April, a trade association for bank directors, the American Association of Bank Directors reported the results of a survey designed to measure the impact of concerns about...
View ArticleFDIC Guidance on Agricultural Credits
By Porter Wright At a time of relative affluence in the farming industry, the FDIC has issued a warning on a need for monitoring agricultural credits. FIL-39-2014 (July 16, 2014) suggests that banking...
View ArticleVolcker Alliance Report Ignores Community Banks (For The Most Part)
By Porter Wright There is much to like in the recently released report of the Volcker Alliance. Unfortunately, however, there is little discussion of those banking institutions commonly referred to as...
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